We accept dental insurance plans
in Pawling

Many Americans have dental insurance, usually provided as a benefit from their employer. Up to 77% of Americans have coverage from their employer, most are working for larger companies. Small businesses can rarely offer the benefit. Employees usually pay a portion of the insurance cost, depending on how much the employer pays. When individuals come into our office, they will have different co-pays even if they have the same dental insurance company. The co-pay depends on the plan the employer negotiates with the insurance company. Patients are responsible for any cost not covered by insurance.

The Centers for Disease Control and Prevention recommends regular preventative dentist visits to maintain good dental health. According to the CDC, 65% of uninsured Americans skip routine dental appoints because they cannot afford the care. They also estimate that people without dental insurance are twice as likely to be unhappy with their teeth. If you have dental insure, let these statistics motivate you to take advantage of your policy.

How Can I Find a Dentist Near Me Who accepts My Insurance?

If you’re wondering “Where can I find a dentist near me who accepts my insurance,” look no further. At Nevid Dental, we are a preferred provider for many dental insurance plans. Your policy should have a list of dentists in your area. Most people prefer one near their home or job. If they are adding their children to the plan, they may find a dentist near their child’s school more convenient.

Call us at (845) 855-3600 if you want more information about how to use my dental insurance with a dentist in Pawling or if you need an appointment. We’re happy to process claims on your behalf.

What Is More Important Than Discovering Which Dentist Takes My Insurance?

There are several other important things you need to know. First, you need to decide if you need a dentist that accepts PPO insurance or a dentist that accepts HMO insurance. You’ll have more choices with PPO insurance, but likely pay a higher co-pay. A Preferred Provider Organization plan is usually coinsurance, where you pay a portion of the cost of treatment. Dental Health Maintenance Organization plans typically ask for a flat rate payment out-of-pocket. If you’re buying the insurance through your employer, it’s unlikely you’ll have a choice between the two.

If you want to find a dentist in Pawling by insurance, understand:

1. >What is my deductible? This is what you pay before your benefits begin. It is more common with PPO insurance. There is rarely a deductible for preventative care.
2. Do I have an annual benefit dollar amount? There may also be a lifetime limit on benefits.
3. Do I have to get pre-approval for certain procedures? Also called precertification, this will determine if the procedure is necessary. Some dental insurance companies request a predetermination for procedures over a certain dollar amount.
4. Is there a missing tooth clause? A missing tooth can be considered a pre-existing condition and you may not get the tooth replaced if you lost it before the policy takes effect. There might be other pre-existing conditions that your policy may not cover, especially if you are already in the middle of treatment for them.
5. Is there a limit on high-quality materials? Ask what types of fillings and other restorations your policy will cover. You may be able to pay for the difference between the material covered and the top quality material.
6. What about braces for adults? If orthodontic work is covered, see if Invisalign®is covered, as it is a top choice for adults.
7. Are implants covered? If you lose a tooth, many people prefer a dental implant over a bridge.
8. Is there coverage for cosmetic procedures? These can include teeth whitening, veneers and more. Cosmetic procedures are rarely covered.
9. Will my plan cover emergency treatment in I am out of town and break a tooth?

Your policy should have this information in it. You can also talk to your plan administrator at your job. We will also be glad to help as we’re familiar with dental insurance plans we accept. We understand you may have unexpected expenses even with dental insurance. Our office staff can help if you need flexible financing arrangements. At Nevid Dental, we try to keep our fees as affordable as we can without sacrificing quality care.

Your Oral Health Is Our Main Priority

We know your priority is to find a dentist in Pawling by insurance, but you also need a team committed to your dental health. You should also look for a dentist who has an office where you feel comfortable and the staff is friendly and helpful. We strive to provide our patients with a great experience while they are here. Our dentist that takes insurance wants to make sure that you get the most out of your benefit by keeping your teeth and gums healthy. Please contact us to arrange an appointment.

Insurances we accept

• Aetna
• Aetna PPO
• Ameritas
• Anthem (BCBS)
• Blue Cross & Blue Shield
• Careington
• Cigna
• Connection Dental
• Coresource
• DDS (Dental Directory Services)
• Delta Dental Premier®
• Delta PPO
• DentaQuest
• Dentemax
• GEHA
• Guardian
• Horizon (BCBS)
• Humana
• MetLife
• Pomco
• Reliance Standard Life
• Solstice
• Sun Life Financial
• UMR
• United Healthcare